Emergency Medicine Professional Assurance Company Risk Retention Group is a reciprocal insurance company owned by its Subscriber/Policyholders which consist of emergency medicine physicians.
State of Domicile: NV
Operating States: All States except AK, DC, KS, HI, ME, ND, NH, NM, SC, VT, WI
Lines of Coverage: Medical Professional Liability (MPL)
Limits:
> MPL up to $1,000,000 / $3,000,000 / $7,000,000;
> Higher Limits available in VA and NC
Rating: A (Excellent)
Reinsurance AM Best Rating: Rated “A”
Underwriting Guidelines: Emergency Room Physician Groups
Capital Contribution Amount: 50% of fully mature claims made premium
